This may be something to consider if you are:
• Managing multiple debt repayments and struggling to
keep track of what is due and when.
• Getting into a credit trap where all your spare income
is used to pay interest, but you don’t have enough left
over to reduce your debt balances.
• You’re paying a very high interest rate on your debts--
perhaps you have credit card or cash advance debts, or
store credit purchases.
One loan repayment is a lot easier to manage and more convenient than juggling several different repayments.